What I Help You Plan For

A mutual fund portfolio matched to your risk profile and timeline — not whatever’s trending this quarter. I recommend schemes across equity, debt, and hybrid categories based on what your goals actually need, and explain the reasoning behind every recommendation before you invest.

• Risk profiling based on your income, age, and comfort with volatility
• Fund selection across large-cap, mid-cap, debt, and hybrid categories
• SIP or lump-sum setup, whichever fits your cash flow
• Ongoing review as fund performance and your goals evolve

Every goal gets its own timeline, target corpus, and monthly commitment — not a vague “invest more” suggestion. Whether it’s your child’s education, a home down payment, or retirement, we work backward from what you’ll actually need to a plan you can follow starting this month.

• Goal identification and prioritization if you have more than one
• Target corpus calculation accounting for inflation
• Monthly SIP number required to reach each goal on time
• Written plan you can reference anytime, not just a verbal recommendation

If you’ve been investing on your own or through another distributor, this is a straightforward audit of what you currently hold — overlapping funds, underperforming schemes, or a risk level that no longer matches your life stage. You’ll get a clear view of what’s working and what isn’t.

• Review of existing mutual funds, SIPs, and any other investments you share
• Identification of overlap, high-cost funds, or mismatched risk
• Plain-language summary of what to keep, change, or exit
• No obligation to act on it through me — the review stands on its own

A working model of your income, expenses, and target retirement corpus — so you know, in rupees, whether you’re on track to stop working when you want to. Particularly relevant if your income has irregular cycles, like time at sea or contract-based work, where a generic retirement calculator falls short.

• Retirement corpus target based on your expected expenses and lifestyle
• Gap analysis between where you are now and where you need to be
• Monthly investment number to close that gap
• Periodic check-ins as retirement age and goals shift